Broker Check


How We Work

Many people come to us when they are ready to retire or have retired and we enjoy helping those people plan out and monitor their income needs over their retirement years.  Having said that it's NEVER TOO SOON TO START financial planning! You could achieve financial independence MUCH SOONER with the right plan!

  • We believe you deserve an upfront and transparent fee structure.
  • Before you commit to any of our recommendations you will have a better understanding of the advantages, disadvantages and fees related to the recommendation.
  • As Investment Advisor Representatives and when offering advisory services, we act in a FIDUCIARY capacity.
  • Interested in fee-only financial planning? We can do that!

Getting ready to retire or already retired? 

  • Let's create a realistic vision of retirement and map out how your savings and income streams can meet that vision.
  • Find a way for you to retire!
  • Define Income Streams during retirement phase.
  • Explore charitable giving and estate planning concerns.

Are you currently growing your net worth?

  • Let's address debt issues including student loan debt.
  • Review and manage investments.
  • Be held accountable year to year on progress.
  • Weigh the pros and cons as financial roadblocks and opportunities arise.
  • Encourage the coupling of consistent savings with appropriate investment vehicles.

How we help businesses:

  • Retirement plans allow you to invest now for financial security when you and your employees retire. As a bonus, you and your employees can get tax advantages and other incentives.



Common Stock

Educational IRA

Traditional IRA

Roth IRA



Brokerage Accounts

Treasury Bills

Government Securities

Treasury Notes

Variable Annuity

    Financial Planning

    Retirement Plans

    Tax Plans

    401(k) Planning

    403(b) Planning

    College Plans

    Estate Plans*

    Money Purchasing Plans

    Profit Sharing Plans

    *Estate Planning services provided in conjunction with your licensed legal professional.


    Disability Income Insurance

    Life Insurance

    Long-Term-Care Insurance

    For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.  You can also find our scheduling links in the Meet The Team page! | (970) 484-2425